Personal Finance Stats | Emergency Savings, Credit Card Debt, Financial Literacy
Published 2024-07-28
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All Comments (12)
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Mississippi also has the highest percent of homeowners that are mortgage free. Interesting.
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Women stress more about money because in my experience mothers prioritize more the family or kids expenses. They rarely spend money on themselves, moms spend more money on their children than men do. My experience.
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Well all major banks except Capital one! (For some reason it just seems to be them that are offering a competitive APY out of other big brick and mortar banks). Then again Capital One seems to be pretty aggressive with gaining market share. - High APY - Venture X - New Cafes and Lounge openings - Buying up Discover
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I live in New York City and I wasn’t shock to see that we had one of the highest credit card debt. NYC is hella expensive and therefore people live above their means through credit card debt. Also I agree with you on the importance of women learning about finances. I CRINGE every time I hear a female say “my husband/boyfriend handles all the finances” 🙄
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This is a very interesting video, Leila.
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6:38 the context behind women in the past not being able to have credit unless they had a male cosigner was because a man was legally obligated to pay the debt of his wife. So if a woman racks up 100k in debt, her husband was responsible for it. So a man would have a vested interest in his wife's personal finances, knowing that it would be up to him to bail her out.
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Think of credit card debt as a percentage of income. The top 5 states with highest credit card debt are affluent while the lowest 5 are not. For affluent folks, a few thousand on the credit card doesn't have much impact. It may even be revolving debt thats paid off in whole every month.
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I am forever grateful to my parents who taught me to focus on my own goals and performance above all else. I'm 63yo and remember a time when women could not get a mortgage or credit card in their own name, and could not get a job, open a bank account, buy a car or rent an apartment without the written permission of their husband or father. I also remember when loan interest rates were 14% and higher. People don't realize how good they have it now.
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Great video 😊❤😊
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High Black population
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The economy is terrible. Thanks for sharing this important info
