I Have $70,000 in Credit Card Debt!

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Thanks to the baby steps I now have ZERO credit card debt!!! It’s an amazing feeling! Release the chains!!

"Bless your heart" = southern for "You idiot" 😅🙈

I just don’t understand why someone doesn’t do this when it gets to $10k instead of $70k

She can do it. I was at 24k January 1st 2020, but Im currently at 6600. This will be fully paid by March and never again.

Credit card debt is the worst

You go girl! Stopped the bad habits, made a budget and picked up a side hustle. Stick with it. Don't let the debt collectors intimidate you.

Can't imagine how she feels. I had like 2500 and felt overwhelmed

This girl will come out on top. She’s finally taking care of her finances. Good for her!!!

$70k at 30 per cent, that is making the banks rich.

This woman is the first person to have a full blown conversation with Dave on air. 10 minutes yall 😅

I am from Dallas and house demand is more than builders can build. And when people buy new houses, they want to fill it up with everything new and everything at once. I have seen people filling carts with art pieces and map of the house to put on every wall. No wonder people are broke. We bought a house and we made a promise to not go crazy. For first year our 2nd floor was empty, walls were empty, for 6 months we didn’t have a dining table. We bought when we had money and half of the stuff we bought is used stuff off Facebook marketplace locally. We still have 2 rooms empty and we are not in any rush to set them up. And I make double the money than her.

Imagine expecting a person to pay back the money they borrowed - it's un-American!

Can see the love Rachel has for her dad. :) Joy to see

It's honestly incredible how well she's turning things around.

I can't believe Dave didn't mute this a lot sooner.

She made mistakes but she is killing it now. Great job and good for her!

Should I use a rival budgeting product? "Hmm no."

I always wonder why people don't stop using the credit card after $5k. I'm not sure it makes sense to carry up to $70k in credit card debt. 😟

“I have 70,000 in debt” Dave- “sell your family”