Banks See Worst Deposit Crunch in 20 Years | Economy | GS 3 | UPSC CSE | StudyIQ IAS | IPS | IFS

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People learned to invest that’s all

Good news saving intrest 3% , loan intrest 12% 😂😂😂😂😂 Thankyou for 1 million likes 👇🏿

Nonsensical Bank charges discouraging deposits, FD Rates discouraging…bank employees selling insurance products without proper knowledge and communication to customers discouraging for banking….hence invest right place

Bank Interest deti hai 2.5% to 3% Aur Leti hai 9.5%to 16%😂😂

Din rat Mutual fund ka add dikha dikha kr sbne Sip and lunsump kr rkaha hai

Sbi - lunch k baad ana Le Public - ab ham aayenge hi nhi..😂😂😅

Meri mummy to bank main isliye deposit nahi karti kyuki sbi vale paise nikalte time signature match nahi karte bahut pareshan karte hain😂😂😂

One of the main reason is very low interest rates on FD.

Stock market ka chakkar babu bhaiya stock market ka chakkar 😂

In 2005 RBI stepped in saying Banks cannot accept interest free deposits As they didn't want to 6% on deposit in 2005 which they reduced from 15% to 12% and then to 6% When banks can think of their own intrest consumer can do the same and 2024 mein SBI ne Govt ko 43 Billion $ ka dividend diya hai toh Jo banks loss mein hai & Customer ko Intrest nahin desakti kaise Rs 35,91,33,20,50,000 dividend Diya

Bank FD does not even cover inflation. It is foolish to keep money in bank.

बैंक कर्मी का सक्ल देखकर वैसे भी दिमाग खराब होता है😂। निवेश करना अच्छा सोच है। 😊

Jisko invest krna aata vo b bank me nhi rkhta h aab Vaise b bank sirf rich people ke liye hi h normal logo ke liye koi profits nhi

लोगों के पास पैसा भी तो कम है। उसी से शिक्षा, स्वास्थ्य व दैनिक खर्च भी करना है।

Low FD rate & low facilities, best option in MF, mutual fund sahi he 😂😂yar

Aaj Bank me 1000rs deposit kro aur 1 saal bad check kro to 900 rs milte hai.

2008 crisis me India kyu bacha tha... toh woh sirf saving ki wajah se ..today by mimicking usa economy tatics of earn and spend Savings are at minimal level..!! A single failure of any of the major sector can be havoc..!

If you deposit high ammount in bank you have to pay tax on interest every year If you invest in stock or mutual fund for long term you have to give only one time long term capital gain tax .. .. Reduce tax All rich people are leaving India only because of such High Tax System

Govt be like: Tax badha dete hein, sab kuchh thik hojayega 😂😂