I'm $300,000 In Debt and Only Make $65,000!
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Published 2022-11-28
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All Comments (21)
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She mentions wanting to live comfortably twice. She’s doomed.
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$65K in NYC is like $30k income in many other places.
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How on earth could she run up 300k in debt after declaring bankruptcy in 2018? The creditors are brain dead.
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First thing is to move out of New York
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Car note is the problem. Nobody needs a car in NY
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This is the first time I’ve seen Dave not be able to answer a callers question lol 😂 that’s how bad her situation is.
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She has a huge spending problem. If she doesn't get her spending under control- she will never get out of debt. It's not what you make- it's how you spend it!
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My daughter used to make $65k, and lived in the Bronx for three years. She was just barely making it, had no savings, and got periodic gifts from my wife and I. There was only one solution: she moved to St. Paul. Suddenly life is beautiful. None of the hassles of NYC, none of the dinging fees the City inflicts, MUCH lower cost of real estate. She now owns a mansion for the cost of a two bedroom apartment in the Bronx. Why in the world would anybody live in NYC?
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She really thought Dave was going to tell her what she wanted to hear. But truth is, she already knows the answer to her problems.
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Single mom living in NYC with $300K in debt??? God bless the children!!!😌🙏🏾💯
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Now that Amazons ATMT2 is around it's all about the question when and how much. I prefer this over ATOM, ALGO, L2 based ones and whatsoever
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Unfortunately I don't think Sharniece is ready/willing to do what it takes to fix this mess. It will involve a massive lifestyle change and with a child, it will be very hard. Hopefully she does Dave's program and is able to make the necessary changes. The fact that she filed bankruptcy once before and got back into crazy debt doesn't inspire much confidence. Good luck to her.
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I'm confused. She racked up more dept after having already filed for bankruptcy??
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With that debt, you're qualified to be a Congresswoman.
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Emotional decisions can lead to chaos.
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Even making 100K the cost of living in NYC would make it very hard to pay off 300K. She needs to move to a lower cost area perhaps in the Midwest or Deep South and then commit to working a second job for several years to pay the debt off.
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How did she get into debt? "I like to live comfortable" 🤣🤣🤣🤣🤣 So do I but I don't spend money that I don't have!
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Why do I feel like she doesn't know what she actually owes the co-op
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I'm failing to understand how someone can file for bankruptcy and learn NOTHING 🤦🏽♀️ A few years back she got her debt cleared and then racked up that much debt....how on earth can someone do that? It just makes ZERO sense to me, why people don't learn 🤦🏽♀️ This is truly the definition of INSANITY.
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Well, there’s just some calls that make me feel real good about my choices