Medi-share review after 12 years (& what we pay each month)

18,124
0
Published 2021-11-19
✅ To see what it would cost for your family on Medi-Share go here: seedtime.com/2/medishare.php ✅ $100 Amazon gift card if you sign up! If you join Medishare and mention that Bob Lotich referred you I am happy to send you a $100 Amazon gift card as a thank you! Just email me here if you do - seedtime.com/contact

In this Medi-share review we explain the good and the bad of using the Christian healthcare service for the last 12 years.

You probably already know that they are a Christian health insurance alternative that people are flocking to in droves.

* Our original Medishare review video:    • MediShare Review: The good and the bad  
* Our Medi-Share review article here: seedtime.com/christian-health-insurance-alternativ…
* Medishare vs Samaritan Ministries:    • Medishare vs Samaritan Ministries (Pr...  
* How to pick the best AHP:    • Using Medi-Share? (they probably don'...  

🚨 Get exclusive tips we only share with email subscribers: seedtime.com/subscribe

Videos:

🏖 How Linda and I travel for free (seriously):    • How we travel for FREE (160+ flights 🛫)  
💵 30 Passive income Ideas:    • 30 Passive Income Ideas [for today!]  
💡 How to get started investing with little to no money:    • How to invest for beginners (with lit...  
🎈 5 bible verses about money every Christian should know:    • 5 Biblical Financial Principles Every...  


Playlists:

🔑 New here? Start with these videos: youtube.com/playlist?list...
🔑 Money 101 (the basics): youtube.com/playlist?list...
🔑 Money 201 (intermediate lessons): youtube.com/playlist?list...
🔑 Money 301 (advanced lessons): youtube.com/playlist?list...


DISCLAIMER: Bob Lotich is a financial educator, not a financial/investment advisor. He is sharing his personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes. There are financial risks associated with investing, and Bob Lotich’s results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor and conduct your own due diligence.

Additionally, this video and description may contain affiliate links, which means we may earn a commission and that you can support the channel by clicking those links (at no additional cost to you). This allows us to continue to eat and live indoors, so thank you for your

All Comments (21)
  • @Wayoutaline
    I’ve been considering this for a few months. Signing up today- thank you!
  • @hartfischer5509
    Thanks for your videos. I joined Crowd Health 2 years ago, and I have nothing but praise for them so far.
  • @BeaHapi
    Hello! I just started as a Medishare Consultant. Your video warmed my heart. Thank you❤
  • @pursueadventure
    We've been with them for almost 3 years, through a pregnancy and birth, and have had nothing but great experiences. Honestly Christ Care Ministry (Medi-Share) has been a massive blessing, I truly don't know how we would afford coverage if not for them. I have an Aunt and Uncle that have been with them for 20+ years and only have good things to say as well.
  • @ConnieFoster1
    Thanks for this video. I'm self employed and my new husband is an immigrant in the long process of getting his green card. We were both able to sign up. Hoping it will work if we ever need it!
  • @chumbawumba1959
    Great video update (I have seen your 2018 version) ... one thing, when discussing directly with MediShare sign up specialists, they say if you go to a non-PHCS provider, then you are treated like a 'cash customer' ... in that case, why would a non-PHCS provider even need to know what MediShare is ... or in practice do you discuss with practice/provider and try to negotiate pricing??
  • @user-dg5nj7zl2u
    Ask them how they deal with medical bills out of the country and you’ll get a vague answer. I wonder if the fact that they’ve never not paid on a claim includes overseas. Recently, I went to Aruba and was very concerned how my outcome would transpire if I hurt myself on the beach or got ran over by a car etc. etc. 🤷🏻‍♂️ . There a Christian based company but they sure don’t act like it, I get emails from them saying I owe three months or $1500 when I’m all paid up and when I attempt to call them it’s a huge hold time or if you email them you have a 50% return rate on the email, I would not recommend this company !
  • @kimwidol
    Was there any issues with hospitals trying to balance bill you? Ie things they agreed to discount to medishare that they later tried to bill you for?
  • @tomlauhon2240
    We have been medi-share members since 2016. $12k ahp. Our experience has been exactly like you guys described. It started with worry if this is a legit business, then to the wierd looks at the doctor office front counter, then to use it and go thru the process it is actually works great. Medi-share is legit an we support their efforts. On the comment you mentioned sometimes it's easier to tell doctor office you are cash pay customer. That we have found to be crazy huge savings. The whole medical pricing industry is so shady. We have learned it is ok to ask prices before going to doctor, except emergency obviously, and to shop around.
  • @omax-sy8xp
    Is it possible to have ministry healthshare and health insurance?
  • Am I able to use my previous HSA funds, to pay for my wife’s and kids medical bills while they use medishare. I am going to use my company provided HSA, and I have a nice HSA cushion built up.
  • @emeraldkimble7602
    Do medishare bills count towards Medicaid from Medicare spend down
  • @wendydailey2001
    What is the difference in ahp and co-sharing? What does that mean?
  • Hey buddy, thanks for the review. I am joining them and just sent ya a email. Love the content. I just started my channel so im trying to pickup things I can do better and I like the flow of this video.
  • I have had a scary random blood condition that happened a year and a half ago. Don't think it will happen again but they said they won't cover it until 3 years after the incident. The did say they have an extra blessing thing after a year of being a memeber. But do you have more information on that?
  • Can the Tele-health doctors send prescriptions to a local pharmacy for you if they can diagnose something through the meeting? Example, something like a sinus infection where symptoms are pretty obvious through Q&A.
  • @joephu
    My Bluecross deductible is now just shy of $15K so this looks very appealing
  • @JoyTrigo
    You mentioned prescriptions are covered for 6 months - so the other 6 months you pay full price? I know they negotiate a price at the pharmacy, so you pay that and it goes toward your Annual portion? Thanks for the video - very helpful
  • @EmmaOhm
    Was so interested in this but I don't have 3 grand right now 😒 maybe it's not meant to be... sounds super cool though