All My Savings & Checking Accounts | Why I Have Them | How I Use Them

Published 2023-02-10
Marcus by Goldman Sachs HYS Account: www.marcus.com/share/LEI-VSR-SXB6
Earn 1.0% higher than the stated APY for 3 months (currently will be 4.5%)

Chase Checking ($200 bonus): accounts.chase.com/raf/share/2575036820

Join Upgrade Rewards Checking with my link and we’ll both get $50! upgrade.com/r/krbaKnKek6

Marcus Review video:    • Marcus by Goldman Sachs Review | Pros...  

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ACCOUNT BONUSES

💻 Marcus by Goldman Sachs HYS Account: www.marcus.com/share/LEI-VSR-SXB6
Earn 1.0% higher than the stated APY for 3 months (currently will be 4.5%)

Capital One 360 Checking: capital.one/3RUX1a8
Open an account, set up and receive direct deposit and earn $50

💳 Discover: refer.discover.com/s/LEILA79
Earn $100 after making a purchase in your first 3 months

💳 Upgrade Card
upgrade.com/r/7d7vlE65Kb
Earn $200 after spending $500 and making 3 on-time payments

💳 Chase Freedom Flex:
www.referyourchasecard.com/18o/6PO3Q4KYGB
Earn $200 after spending $500 in first 3 months
5% cash back on gas for 1 year
No annual fee

💳 CapitalOne Venture One: capital.one/2J8kqHJ
20,000 miles after spending $500 in first 3 months
1.25 miles per $1 spent
No annual fee

SAVE MONEY

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MAKE MONEY

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*The links above may be affiliate links. This just means that if you make a purchase through one of the links, I make a small commission at no extra cost to you. I appreciate the support!

DISCLAIMER: I am not an expert or a financial advisor. I simply love talking about finances and want to share my journey to financial freedom and help

All Comments (21)
  • @bradgotyoumad
    Just opened a Marcus account through your referral link! You and Caleb Hammer are very convincing about how to properly use money that is sitting somewhere. Thank you for being awesome!
  • I’ve been with Bank of America since I was 18-19 and I actually like them (don’t kill me yall 😂) never really ran into major issues with them. I like how they are convenient whenever I travel from state to state.
  • @Opm0316
    Hi Leila, thanks for your content, I was very interested in the upgrade checking account. Like you, I like taking advantage of sign up bonuses, I had most the ones you mentioned except for upgrade. So I signed up, put all my information and it was asking me to link my other account where they will put money and I can make payments? I am not applying for any loan. Is it supposed to be like that? Thank you.
  • @nubianpwr
    I just used your Marcus link - thanks - subscribed!
  • Hi Leila, I've been watching your videos and really enjoy them. I'm wondering when you open all those checking accounts do you get checks and what do you do them if you don't write out any. I'm old school so I'm trying to get youthful ideas.
  • @chrischieng7517
    I just used your Marcus link after watching this video & your Marcus video! I researched CIT and Ally banks but decided on Marcus for its simplicity and 'name.' Next step is researching Roth IRAs!
  • @rubyrocks5
    Haha, are we twins? I kept saying “same!” as I was watching this video, down to my first bank account being BofA, keeping my Chase account after getting a bonus bc it’s convenient to pay my Chase Freedom card, and hating credit unions! I also think personal finance is fun and think of it as a game! :)
  • @victorluisflores80
    Hola Leila. This vídeo make me laugh a lot, so many checking accounts but I understand the reason and you did great. Regards from a Mexican.
  • @noseporquien
    I bank with Wells Fargo and I also don’t keep my money in there for long. I send my money where it needs to go the day that I get paid so it’s usually cleared within 2-3 days.
  • @robbieb2011
    Great video. But your logic for opening up the Citi Savings didn't make sense. You opened it to get $150 and had to keep 20k in the savings for a minimum of 90 days. All that is is a glorified 3 month CD. Therefore that 3.85% + added 150 on 20k for 3 months is a 3 month annualized rate of 4.60%. Thats good but Marcus is offering a 5.05% 10 month CD. You get an extra 7 months and a higher yield. If you are still under FDIC threshold then better off opening a Marcus CD
  • @bedgar12
    Great video!!!!! But, how are you moving money across all your accounts?
  • You can earn interest with the sofi checking account and they are offering a bonus right now, have you considered opening that account?
  • @Daniel-iy4zy
    I opened a WF cashback credit card for the $200 bonus and turns out you can only redeem the cashback in $25 increments. Not $25 minimum, but increments 😭😭 so now I have $11.09 in cashback rewards that I can’t redeem until I spend like $750 on the card
  • I took advantage of the Upgrade bonus after seeing your video and it was so easy. I closed it almost immediately though lol
  • Hi Leila, question. What method do you use to transfer money from Bank of America to Marcus? Wire fee is $30
  • I'm all about the bank bonuses, it's crazy how many of these are out there! Have easily made over $1k this year.
  • @samhanna92
    How long have you used Marcus? I’ve seen good reviews but also horror stories about trying to withdraw your money. I’ve heard whenever you try to withdraw a large some they lock your account and people have fought with them for months. I’ve also heard they are sinking, thoughts?