PAYDAY ROUTINE 💰 My paycheck breakdown, credit cards, investments, and my financial goals!

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Published 2024-04-27
Thank you so much for watching! I hope ya enjoy.
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Budget sheet: docs.google.com/spreadsheets/d/1kCFRNuzA_i725Nj9QB…

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↯ Timestamps ↯
0:00 welcome!! plan for the video,
2:28 my sources of income
3:38 how i budget & use my credit card
7:30 paycheck pre-tax deductions
10:39 allocating for bills & variable expenses
14:28 savings: roth ira, investments, etc.

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All Comments (17)
  • @savanna2932
    Hello! I’m only able to view the excel spreadsheet, is there a way I can request editing access?
  • @Google
    Love for these Google Sheets budgeting tips!
  • With a Roth IRA you can withdraw the money you put in (principal) without paying any fees or taxes. The gains in the accounts are locked up until retirement
  • @RyanPerryRealtor
    i LIVE for the financial content!! thanks so much for making this video! ❤
  • @Cassdrizzy
    This was so helpful! Great as always 😇
  • @emakimberly6541
    Wow so glad I found your channel, I am in my 20’s, a data analyst and I am wedding planning at the moment (I also work in healthcare, in the UK).
  • @amyfall8307
    Hey Krista, I hope you’re doing well. I have been a silent watcher for a while now and I love your channel because It’s so insightful and helpful. I am currently pursuing my MHA from Purdue Global and I am currently trying to figure out a road map into becoming a data analyst. I would love to hear your experiences and if you have any advice for me as how to do it. I will be graduating next feb so I am kinda nervous about how to start looking for a job. Thank you 🤗
  • @julieoriente
    I used your Chase referral and I love my card 😏
  • @Ilovetosmile2023
    I could be better if for visual consumer to keep the spreadsheet to be available for the entire video. So, we can follow the entire story. Thank you for reading and listening to our feedback ❤
  • @donniep.1513
    OMG! I thought it was just me that didn’t understand their employers health plans 😂 Thank you for your transparency.
  • @BoastfulTV
    What happened to Hospital Administration??
  • @mayrimbas
    This is so interesting! I love watching how other people manage their funds. However, I'd say it's extremely dangerous to recommend putting all your expenses on a credit card. That's just insane, unless you're a very very very responsible person... I feel like the disclaimer in the video wasn't strong enough: you HAVE to pay it COMPLETELY off every single month, if not, you get f*cked over. And, in order to do that, you need to have a very deep understanding of how much money you can spend so that you can actually afford to pay it off... which most people would not be able to do. Anyway, I did enjoy the video despite this!
  • @julieoriente
    Needed this since I just bought a new car 🥲