How to Save $10K Effortlessly. 4 Saving Tips

Tracking finances is like tracking your fitness progress. If you don't, it's almost impossible to notice the changes yourself until you look at before and after pictures

To save $10,000 quickly in 2024: 1. Create a strict budget and track expenses. 2. Eliminate unnecessary expenditures, like dining out. 3 .Increase income through side gigs or overtime. 4. Automate savings to a high-interest account. 5. Cut down on utilities and subscriptions. 6. Shop smarter using discounts and bulk purchases. 7. Prioritize high-interest debt repayment.

Hi Nischa! 😊 I’ve been watching your content for about 6 months now and it has helped me tremendously in improving my personal financial health! You’ve found the “sweet spot” of combining productivity tools with financial literacy- quite a niche you’ve landed on! And I’m American and we love British accents lol 😂 so I find it so pleasing to listen to you talk about finances! Keep shining - your drive , consistency and passion is so inspiring ! 🎉

Tip - if you are going to have takeaway, go to the outlet and pay cash. Paying through an app for delivery is sometimes up to 50% more expensive. Even ordering via an app for you to pickup can be more expensive. I'm saving enough each month doing this to have an additional takeaway for free if I chose to (I don't).

Your videos are great. Back in the end of November when you did your 3 courses, it was a great reminder that I’m doing great with my finances. I realized I invest/save 60% of my monthly income into my savings accounts and IUL , while the remaining 40% goes to bills, going out, traveling, food, date nights, and clothing. I track my money every month on a calendar that I have, what comes in and out, and it’s been great for me to see where my money goes. Budgeting isn’t the most fun thing to do but it really does help and give an idea how you spend your money. I’m grateful I’m able to do this. It’s never late to start.

Great video. My approach is. 10k divided by 12 is 833. The moment I get paid. 1)Invest £833 lump sum into a SIPP. 2) pay bills. 3) enjoy what’s left. 4) repeat 12 times 😂

1:18 This expansion of expenses is also called "lifestyle creep." A lot of it is driven by external prompting: comparing yourself to your neighbors, or family/friends encouraging more spending.

I remember watching your videos when you had just started. Its so nice to see you have build such an awesome community now. ❤

Another great vid nischa. Thank you! I keep an excel spreadsheet for my finances and several times a year set myself a GOAL of $ to come out of the line items and go into savings. Like even $50 or $100. Then if I have 20 categories of spending, if I can cut out just $5 from each, its easier to come up with more to save. If I don't set myself a goal number then its harder.

Yes! Please make the yearly financial review vid!

Yes I would love to see your video on yearly evaluation. Thanks for this powerful inspirational video. God bless you.

What a great presenting style you have, Nisha. Really appreciate your clear communication

I would love to see you do your year in review! It would help me understand this task and complete it efficiently

Would love to see your workthrough of cutting back/out things from your expenses 😊

love this edition :) would love to see the video of the breakdown from the flight

Your content is amazing Nischa. Thank you so much for not being a gatekeeper and sharing with us. All the best

Brief summarised vedio every Sunday on finance are quite helpful..

Would love to see your year in review method! Thanks for all your great videos, so helpful. 😊

Great video, thank you 🎉 And YES to a video showing how you did your breakdowns :)

Thank you for this video and yes! I’d like a video of how you did your yearly finance!